Be His Gift of Self-esteem for Christmas [ http://gift.zersal.com/2008/08/15/be-his-gift-of-self-esteem-for-christmas/ ]
On Christmas Day give your loved one a special gift. This gift should be real and true. It will let him know how dear he is to you and how much you look forward to spending the rest of your life with him. - [ Read more ]

Napoleon and Alexander the Great Are Innovative Role Models Even Today [ http://innovative.zersal.com/2008/08/15/10-best-practices-to-consider-as-your-sbir-negotations-approach-contract-signature/ ]
During the 18th century the royal courts of Europe were starved for exciting and fresh entertainment formats. The staid choral recital, piano concerto, plays and opera had been standard fare in all of the great palaces for centuries. Each court strove to offer something more modern, more cutting edge and contemporary. - [ Read more ]

First Impressions Count! Lasting Impressions Sell! Bet Your Business Card On It [ http://watch.zersal.com/2008/08/15/first-impressions-count-lasting-impressions-sell-bet-your-business-card-on-it/ ]
It’s the trade show of the year, and you’re poised to meet, greet and network up a storm because the precise buyers for your product or services are here. Business card? Check. Sales brochures? Check. Product samples, informational literature, or other appropriate peripherals? Check. - [ Read more ]

Pros and Cons of Fundamental Analysis [ http://forex.zersal.com/2008/08/15/pros-and-cons-of-fundamental-analysis/ ]
There are two groups of traders: fundamentalists and technicians. Fundamentalists are traders who use fundamental analysis to predict price action, and technicians are traders who use technical analysis to predict price action. Of course a lot of traders use both types of analysis. - [ Read more ]

Sanctification [ http://knowledge.zersal.com/2008/08/15/sanctification/ ]
God’s ultimate and highest aim for all of us is our sanctification. God wants to make us more holy like He and His Son Jesus are. He wants to transform us into the express image of His Son Jesus Christ. He wants to consecrate and set us apart unto Himself - [ Read more ]

PR Performance You Should Expect [ http://performance.zersal.com/2008/08/15/pr-performance-you-should-expect/ ]
As a business, non-profit, government agency or association__manager, one way or the other (and sooner or later), you’ll__be paying for some kind of public relations results. - [ Read more ]

Talent Management Functions Like the Kidney that Hires the Good Personnel and Fires [ http://wood.zersal.com/2008/08/15/talent-management-functions-like-the-kidney-that-hires-the-good-personnel-and-fires/ ]
Talent management functions like the kidney that hires the good personnel and fires__the bad ones. - [ Read more ]

Bad Credit is No More a Roadblock in No Credit Check Auto Loan [ http://autoloans.zersal.com/2008/08/16/bad-credit-is-no-more-a-roadblock-in-no-credit-check-auto-loan/ ]
Widening of the financial market has opened its doors for all the people either with poor credit score or with good credit score. During the process of widening, market has launched various bad credit loans as per the needs and requirements of person, such as bad credit business loan, bad credit tenant loan and many more. In the same manner, the person willing to own an automobile can avail no credit check auto loan. This implies bad credit is no more a hurdle in applying for no credit check auto loan. - [ Read more ]

What is Bankruptcy [ http://bankruptcy.zersal.com/2008/08/16/what-is-bankruptcy/ ]
Personal bankruptcy is a legal way to give people with overwhelming debt a fresh financial start. However, it is important to realize that certain forms of debt, such as student loans, are not forgiven through the bankruptcy process. Bankruptcy can have a devastating impact to your credit report and credit score. Bankruptcy will often remain on your credit report for as long as 10 years. During this time it can be next to impossible to obtain loans or any type of credit. If you are able to find a lender that is willing to do business with you, you will pay the highest possible interest rates allowed by law. - [ Read more ]

Credit Scoring 101 [ http://credit-report.zersal.com/2008/08/16/credit-scoring-101/ ]
If your like most “normal” people your credit score is a bit of a mystery, and how lenders come up with that magical number is even more of a mystery. I can try to help you understand some of the factors which calculate your score. We have a better chance of having unicorn for dinner than we do of finding out the exact formula to calculate a credit score. - [ Read more ]

Area Rugs - Accent Your Rooms with Area Rugs [ http://home-decor.zersal.com/2008/08/16/area-rugs-accent-your-rooms-with-area-rugs/ ]
One of the easiest ways to accent and decorate your home is with the use of accent rugs and area rugs. Rugs are far more than just something to cushion your feet and keep them warm in winter. They’re miniature works of art in which the form transcends the function. An accent rug in the right place can bring your whole room together by tying colors, patterns and styles into a cohesive whole, or serve as a bridge between different areas of your home or a single room. - [ Read more ]

What Your Farm Insurance Should Cover [ http://insurances.zersal.com/2008/08/16/what-your-farm-insurance-should-cover/ ]
Agricultural insurance or farm insurance saves farmers and those engaging in agri-business from losses sustained by natural catastrophes. Policies under this insurance are structured to protect the basic needs of the homestead. This is particularly important for small farmers because their farms are both home and business for them. Once the farms are damaged or destroyed, the farmers will be left with no home and money. Farm bureau insurance may save them, but there is nothing like a full coverage agricultural insurance. - [ Read more ]

Interior Designer Dorothy Draper - Inferior Desecrator [ http://interior-design.zersal.com/2008/08/16/interior-designer-dorothy-draper-inferior-desecrator/ ]
The actual profession of interior designer is credited to a woman named Dorothy Draper, who was commissioned to decorate all thirty-seven floors of the Hampshire House hotel in 1937 Manhattan. - [ Read more ]

Bad Credit Auto Loans [ http://autoloans.zersal.com/2008/08/17/bad-credit-auto-loans/ ]
Getting an auto loan with bad credit is extremely difficult, right? Actually, getting bad credit auto loans is as easy as getting personal loans with perfect credit. - [ Read more ]

Debt Consolidation BE DEBT FREE The Different Ways To Consolidate Your Debts [ http://personal-loans.zersal.com/2008/08/17/debt-consolidation-be-debt-free-the-different-ways-to-consolidate-your-debts/ ]
A debt consolidation loan is a loan taken to consolidate a number of loans into one manageable loan. A debt consolidation loan can also help you in reducing the cost of your total debt as it usually carries a lower rate of interest than other loans, such as personal loans, credit cards, car loans, etc. A debt consolidation loan with an extended loan period can reduce the amount of your monthly loan repayments. - [ Read more ]

Tips for Repairing Your Credit [ http://credit-repair.zersal.com/2008/08/18/tips-for-repairing-your-credit/ ]
Repairing credit scores cannot be deemed an easy task, but also cannot be considered an impossible task, either. Many individuals have less than ideal credit scores due to a number of factors. It can be due to a job loss, where bills fell behind due to reduced household income. - [ Read more ]

Instant Online Credit Report Pros and Cons [ http://credit-report.zersal.com/2008/08/18/instant-online-credit-report-pros-and-cons/ ]
Knowing what is on your credit report is important and with the plethora of companies that offer instant online credit reports for free, getting a copy of yours is easier than ever. There are good reasons to take advantage free online credit reports, but with anything that contains your personal information, there are reasons to be cautious. - [ Read more ]

Diversify Your Investments by Starting a Side Business [ http://investment.zersal.com/2008/08/18/diversify-your-investments-by-starting-a-side-business/ ]
A year or so ago my Mother-in-law had stopped by the house, when she came in she noticed the mail on the counter (as mother-in-laws can do ). She noted there was a stack of window envelopes with checks in the pile addressed to me. She remarked how it must be great to get checks in the mail instead of just bills and junk mail. “So what are you up to these days?” She knew my prior side business had failed a few years before and was wondering how I was earning my ’side’ money these days. - [ Read more ]

How to Pick a Winning Business Name [ http://brainstorming.zersal.com/2008/08/16/how-to-pick-a-winning-business-name/ ]
Think of your business name as an external mask for your business. If it’s something your target audience like, they would consider checking it, if they don’t, in most cases you have lost a customer even before you could tell them what your product or service is. Your marketing campaign is usually like a beautiful outer covering for your business which attempts to portray it as the best business on earth for various reasons and the quality of your business name can have a great positive or negative impact on your marketing campaign - [ Read more ]

Birthday Gift Ideas For The Person Who Has Everything [ http://gift.zersal.com/2008/08/16/birthday-gift-ideas-for-the-person-who-has-everything/ ]
Who hasn’t been there? Your friend or family member has a birthday coming up and they have everything. As you struggle with finding the perfect gift, remember the key is knowing what your recipient likes and dislikes. A gift tailored to their specific interests is sure to be a big hit. Birthdays only come around once a year, but when they do, you want to make your recipient feel special by giving them something that you know will make them smile and that they will actually use. Here are some unique ideas to get you started on the right track. - [ Read more ]